Plan Your Living Situation
Dorm vs. Apartment
Move in with minimal belongings. Save the shopping for food, toiletries and dorm room décor for after you move in. This way you will buy only what you need. Avoid bringing a car. Each university is equipped with several transportation options (e.g., walk, bike, roller-blade, public transportation, etc.) and parking is expensive.
Picking a meal plan if you live in a dorm
Pick a dining hall meal plan that works for you! Meal plans cost thousands of dollars, and it is important to look at how many meals / credits you will be receiving for the week.
Budgeting Your Money
Before you get started, there are a few basics to creating a budget, or spending plan, that should not be overlooked:
- Track your expenses. (Collect your monthly bills first.)
- Prioritize your spending habits: needs > wants. Your income must exceed your expenses.
- Have an emergency fund for unexpected costs or opportunities.
- Set S.M.A.R.T. goals to guide your budget and better measure your progress.
Typically, having a budget can relieve a lot of stress just by knowing how much you have to work with and where your money must go over the course of the week, month, semester or year.
Learn more about budgeting with our webinars:
- Budget Hacks
- Spooked by Spending Plans
- Save on Food
- Speed Vs. Saving - Decide Your Commute
- Money in Relationships (roommates, partners, parents)
- Conscious Credit
Our University Resources page is dedicated to highlighting services at each University that address different aspects of students' needs, including food, housing, meal plans, scholarships, student legal services, and other wellness-related offices. Additionally, there are community and aid programs listed at the bottom that you may be eligible for regardless of where you live in the United States. Below are resources related to on campus housing and rates for each University.